Northwest Debtors Anonymous


There Is A Solution meeting of Debtors Anonymous

6pm to 7pm – Seattle (North Ballard) – There Is A Solution (Group #1186)

This meeting is temporarily being held online. To join the Zoom meeting, click here To dial in by phone, call (669) 900-6833 and enter Meeting ID: 849 5319 8823 

Opening and Welcome
Welcome to the Sunday evening There Is A Solution meeting of Debtors Anonymous.  This is an open meeting; everybody is welcome.  Please mute yourselves until you want to speak.
My name is __________________________, and I am a ____________.  Please join me in a full minute of silence to reflect on why we are here, followed by the Serenity Prayer.

God, grant me the serenity to accept the things I cannot change, 
courage to change the things I can, and wisdom to know the difference.  

Debtors Anonymous is a fellowship of people who share their experience, strength, and hope with each other that they may solve their common problems and help others to recover from compulsive debting. The only requirement for membership is a desire to stop incurring unsecured debt.  There are no dues or fees for DA membership.  We are self supporting through our own contributions.  DA is not allied with any sect, denomination, politics, organizations, or institutions; does not wish to engage in any controversy; and neither endorses nor opposes any causes.  Our primary purpose is to stop debting one day at a time and help other compulsive debtors stop incurring unsecured debt.  

Here are some tips while we are in a virtual Zoom world:  Please remember to be on mute, unless speaking, to reduce background noise.  Phone callers can press *6 to mute and unmute.  If you want to share, under participants find your name and click raise hand. The host will call on you.  Phone callers can press * 9 to raise their hand.  Please click on the three dots in upper right corner of your square and rename yourself with your first name and last initial only.  If you are on a phone, please type in your name so we know who you are.  The host will ask for your name and last initial if you don't put your name on with phone.  Use the chat function to sign in with your name, email and phone number if you wish to sponsor or be sponsored.

I have asked ________________ to read the 12 Steps of Debtors Anonymous.  
I have asked ________________ to read the 12 Traditions of Debtors Anonymous.  

Visitors and Newcomers 
Are there any visitors from out of town?  Are there any newcomers?  We invite you to introduce yourself by first name only, not to embarrass you, but so we might get to know you.  Welcome!  

If newcomers are present, read:   

If you are having problems with money and debt and think you may be a compulsive debtor, you have come to the right place, and we can help you.  In DA you can find a new way of living that offers recovery from compulsive debting and hope for a healthier, happier, and more prosperous life.  We suggest you keep an open mind and attend at least six meetings as soon as possible.  If you do not like one meeting, attend another.  Schedules for area DA meetings are available for free at, and we have a phone list of DA members who are willing to help you with pressure relief group meetings called our PRG list.  Other conference approved literature is available on the website. The important thing is that you keep coming back.  Is there anyone here who is willing to sponsor a newcomer or help them find a sponsor?  Please put your name in the chat box.

The Tools of DA: 
 1. Meetings 
2. Record Maintenance. 
3. Sponsorship 
4. Pressure Relief Groups and Pressure Relief Meetings 
5. Spending Plan 
6. Action Plan 
7. The Telephone and the Internet 
8. D.A. and A.A. Literature 
9. Awareness 
10. Business Meetings 
11. Service 
12. Anonymity 

This is a literature study meeting.  When there is a fifth Sunday, we hold a special event.  Our last special event was _______. Our next special event is __________.  We hold a business meeting on the first Sunday of the month, where we discuss service positions, meeting solvency, special event planning, and other business of this meeting.  Everyone is welcome to use the DA tool of Business Meetings by joining us.  Our next business meeting will be _________.  

• Week 1:  Reading the step of the month from the DA 12s.  
• Week 2:  Reading from a Currency of Hope.  
• Week 3:  Reading the tradition of the month from the DA 12s.  
• Week 4:  Speaker, recorded speaker, or CD 
• Week 5:  Special Event 

Now is the time for sharing.  In DA we do not engage in cross talk, which we define as members
interrupting or directly addressing another sharer.  We keep the focus of our sharing on our experience, strength, and hope.  We request that you keep your share to 3 minutes.  Who would be willing to time the sharers?  

At 6:20 p.m.:
It is now time for the 7th Tradition. DA has no dues or fees.  We’re self supporting through our own contributions.
At this time of COVID-19 and Zoom meetings, TIAS members are asked to donate via the following links:

• (PayPal)
• (PayPal)
• or send check to NWDA IG, PO Box 30166, Seattle, WA  98113

If this is your first, second or third meeting  please save your money for DA literature, which is available for purchase at

Grow recovery and expect miracles-such are the gifts of service. Be of service to TIAS.

Zoom meetings are available for PRGs

Are there any announcements for the good of DA?  

At 6:40 p.m.:  
Are there any newcomers who would like to share?  If not, we have 15 minutes left for sharing.
Once everyone has shared, invite people to share again, which may include sharing a vision and an action step.

At 6:55 p.m.:  
Thank you for being here today.  It is now time for closing.  

Read the 12 Promises of Debtors Anonymous.

In closing, we would like to remind you that in Debtors Anonymous we practice Tradition Twelve, which is the principle of anonymity.  This assures us the freedom to express ourselves at meetings and in private conversations without fear that our comments will be repeated.  We keep what is shared at meetings confidential.  As we work the steps and practice DA's traditions and concepts, we are reminded that recovery is possible and that we are all here for a common purpose to recover from compulsive debting one day at a time. (Revised 2017.)

Now you are invited to say the "We" version of the Serenity Prayer:  

God, grant us the serenity to accept the things we cannot change, courage to change the things we can, and wisdom to know the difference.